VisionStar Enterprises Lauches Major Initiative on new website; looking for college studetns to Give and receive success tips and techniques and audition for play

Author : Melvin Richardson

VisionStar Enterprises Launches Major Initiative on new website: Looking For College Students To Give and Receive Success Tips and Techniques and Audition for upcoming play. VisionStar Enterprises Founded by Mel Richardson Speaker, Coach, Author, and Visionary Mel Richardson unleashes major initiative, an opportunity for college students to give and receive. Mel is imploring all college students to submit all of their success principles and techniques for living a successful college life and audition for a play that will demonstrate the use of sound financial principles. We want to hear about those things or events you were not aware of until you got to college. Its those situations that made you say, If only I had known about this before I got to college. Situations such as the type of school you chose to enroll in. Did you research your school thoroughly? Perhaps you are attending a very large school and now wish you had chosen a much smaller college or university? Or vice versa. For me it was study habits. When I was in high school I never studied but always received good grades, however after attending college I thought I would be able to do the same thing and succeed. Well it did not work out and I did not get the same results I achieved in high school. I had to really buckle down and apply myself. Do you have a similar type of story to share. Maybe you have a particular study technique or habit you would like to share. Do you have a powerful, motivating and inspiring story about a situation you had to overcome in order for you to attend college? Were you able to overcome a major roadblock or obstacle that would have otherwise stopped you from attending college. I will just bet you have some pearls of wisdom such as time management on campus - or different avenues for obtaining loans, grants or scholarships that you can pass on. We are looking for any success tips about campus living you can think of that makes college life easier for incoming freshman, as well as the things necessary that make entrance into college a little more achievable. We want to hear some of your overcoming stories; maybe you had to work two jobs to obtain the necessary funding for college. Or maybe you had no financial support. Is there a situation where no one believed in you? How did you overcome this? Maybe you had a really low grade point average. How did you offset this? Was there a mentor or coach who motivated or inspired you? Are you the first one to attend college in your family? Could you perhaps shed some light on the college fraternity and sorority life? How do you balance those with other things like study time and social life? What will we do with this information after you have given it? We are going to compile it and put together a book or manual for high school students and your names will be listed as contributing authors. This book will be a combination of various resources that high school students can utilize as a means for getting accepted into college. The other half of the book will feature all of your motivating and inspiring stories that high school students can read about to gain encouragement as they strive to attend college. By passing this information on to high school students it will help them lead a more successful, fulfilling life on a college campus. Hopefully this information will help to eliminate some road blocks for entry into college. I believe this information can help entice some students to pursue college entrance who otherwise may have decided not to attend because of some problem or situation they were facing. Your words just might provide the jump start someone needed in order for them to take action. To sum it all up this book will be designed to help them get to college and then be successful while in college. And finally, what will you receive? You will receive techniques and principles to make your own career and life more successful, after graduation. We have spoken to Presidents/CEOs, Vice-Presidents and Executives of major organizations - human resource executives and individuals from search firms; - and based on their input we were able to capture some powerful techniques designed to skyrocket your level of success within your own careers and in all six areas of life. Some of the information you will receive includes interview strategies, wealth building information, information from internet marketers, goal setting techniques, debt elimination procedures, how to manage your career, how to manage your credit file, professional resume preparation, dress for success tips, career building tips, and networking principles. We talk about living a purpose driven life, and having vision. We explore the importance of having a mentor and a coach. Also included will be amazing tips from the experts in the fields of self development and human potential, men and women who have dedicated their lives to the pursuit of success and excellence. You were destined for greatness! The book for high school students will be titled, After High School, College Success. As a college student you have the opportunity to be a contributor. If you really have a compelling story we will make it a major feature it in our book. Perhaps you have a dynamic study tip or technique you just cant wait to share, we will use your input. Dont limit yourself in your thinking for this major initiative. In our book we will list every single entry and contribution. Also we are looking for college students to star in our dynamic play, Too Much Month At The End Of the Money. Are you a rising star? Can you sing, dance, or act. If so we need you to audition. This play will center around the various financial challenges the average family faces and some of the remedies that can help. The focus of the plot is a family that has gone over board with their spending. Auditions will take place the first week of March 2007 in Cleveland Ohio. You will have the opportunity to educate the public at large on the dangers of not watching their budget. Stay tuned for further information. It is your message portrayed through this play that will help steer a lot of people from the path of financial disaster. Also a free 30 minute coaching consultation for college seniors regarding the corporate world and goal setting. And last but not least, a seminar is coming your way January 7, 2007, entitled, The Power Of A Written Goal. This seminar is open to everyone. Log on to

www.powerofawrittengoal.com

for more information. Who should attend? Anyone that did not get the results in 2006 they expected, or anyone who is looking to make 2007 their best year ever. If you want to make more money, hit more of your goals, boost your career, become more effective and efficient in all six areas of life, and establish your own goal setting program that enables you to maximize your success, this is for you. . How does it all start? If you are a college student log into the website www.aftercollegebeyondgreatness.com to receive your free tips and techniques for success and order your free CD and you will be on your way to giving and receiving. We will provide further details by email. Our desire is to funnel as many students through our educational system as possible. We want to motivate, inspire and encourage college and high school students with success principles, techniques, and practices that will enable them to reach the epitome of success and contribute to society in a meaningful way. We want to get as many of our young adults as possible to look at the opportunity for a higher education. We believe everyone should have a vision for their life and your vision should be somewhere amongst the stars.For more information about the organization, events, products and services:Contact:Mel Richardson - CEOVisionStar EnterprisesP.O. Box 22661Beachwood, Ohio 44122www.aftercollegebeyondgreatness.com www.visionstarenterprises.com Melvin21@msn.com Melvin J. Richardson, MBA is CEO of VisionStar Enterprises, motivational speaker, consultant, visionary, author, and coach. The presentations focus on the goal setting process, customer service, sales training, and team building. Mel has a B.S. from Ashland University, majoring in management and marketing, as well as an MBA in executive management from Ashland http://www.aftercollegebeyondgreatness.com Mel has a vast amount of knowledge and experience gained by studying the experts in the field of self development and human potential. Some of the principles studied include the dynamics of understanding your purpose, having the ability to visualize any outcome you want to accomplish in life and then doing it, the creative genius within, how goals can help guide you to your dreams, the laws of the subconscious mind, and the power of imagination. These are just a few of the concepts designed to move you closer to a successful career. The Website will help provide a road map for college graduates to utilize as a reference guide and make them the success they were destined to be. The coaching techniques will help college students shorten the learning curve in their pursuit of greatness.

http://www.powerofawrittengoal.com

Category : General Education: Post Graduate

Where to Buy Used Cars at Bargain Prices!

Author : C.L. Spartalis

&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;One of the most important things you can do to purchase a used car at bargain prices is to do your homework. You should check your local classified ads and see what the asking price is for the type of vehicle that you are in the market for. Make sure to get the high and low Blue Book Price on the vehicle that you are interested in. Here are some excellent sources for getting pricing:&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;NADA GUIDES - &lt;a target=&quot;new&quot; href=&quot;http://www.nadaguides.com">www.nadaguides.com</a></p><p>&nbsp;</p><p>KELLEY BLUE BOOK - &lt;a target=&quot;new&quot; href=&quot;http://www.kbb.com">www.kbb.com</a></p><p>&nbsp;</p><p>EDMUNDS - &lt;a target=&quot;new&quot; href=&quot;http://www.edmunds.com">www.edmunds.com</a></p><p>&nbsp;</p><p>Other resources to check with is CARFAX. They can supply you with the vehicle history report. The National Highway Traffic Safety Administration has a research area to check recall history on cars. We recommend that you have the vehicle you are interested in purchasing be inspected by your own mechanic prior to purchase.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Newspaper Classified Ads are a excellent place to find cars at well below retail prices. Many times, people take their cars to dealers for trade ins and are offered below wholesale prices. Many of these people will be happy to several hundreds more that what was quoted by the dealer and you will end up with an EXCELLENT BUY! &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Online Auctions can be a great place to find bargains. You can shop right from the comfort of your own home. Look for auctions with no reserve, these auctions don&amp;rsquo;t have a minimum price before they will sell. &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Public Car Auctions are open to the general public and do not require you to have a Dealer&amp;rsquo;s License. Public auctions can be an excellent place to purchase cars at wholesale prices. Some of these auctions are: Auction Repossessions of Credit Unions, Banks &amp;amp; Lending Institutions. Some public auctions also auction Police and Local Municipalities, City, State, &amp;amp; County vehicles. &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Estate and Bankruptcy Auctions can be a very good place to purchase vehicles at wholesale prices. These auctions are usually advertised in newspaper classified section or handled by Probate Estate Auctioneers.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Government Auctions are an excellent source for bargin vehicles. They include vehicles from DEA drug raid seizures, FBI, IRS, U.S. Customs Auctions, Department of Defense, General Services Auctions, Resolution Trust Corporation, Department of Housing and Urban Development, and U.S. Postal Services.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Rental Car Companies often sell their fleets of cars by auction. They can be a great source of cars. Contact these large companies and inquire.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Dealer Auctions can be one of the best sources to cars at below wholesale prices. Most of these auctions require that you have a dealer&amp;rsquo;s license. These auctions include lease cars, trade-ins, rentals, and fleet vehicles.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt; &lt;p&gt;&lt;strong&gt;About The Author&lt;/strong&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;C.L.Spartalis is the publisher of The of How To Turn Used Cars Into Ca$h With Your Computer&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;a target=&quot;new&quot; href=&quot;http://www.turnusedcarstocash.com/home.html&quot;&gt;www.turnusedcarstocash.com/home.html&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;Join Free News Letter&lt;/p&gt;&lt;p&gt;&lt;br /&gt;email &lt;a href=&quot;mailto:clsenterprises1@aol.com">clsenterprises1@aol.com</a> Re: FREE Newsletter&lt;/p&gt;

Category : General Food and Drink

New Service Utilizes Videoconferencing for Easy Access to London Academic Expertise

Author : Stas Spector
An innovative service, launched in March 2005 enables educational institutions and corporate organizations worldwide to access the immense pool of academic and professional expertise concentrated in London, UK via videoconferencing.Today, many US and European universities resort to opening and maintaining campuses in London, one of the most expensive cities in the world, to enable their students access to the wealth of experiences and teaching resources that the city offers.In business, the advantages of professional and executive education are undermined by the significant travel and living costs combined with the prolonged absence of key employees from the work place.According to the research conducted by the British Council, in fast developing economies like China and India the demand for highly experienced tutors and lecturers critically exceeds supply, affecting the realization of economic development to its full potential.Teaching quality has also been a major concern. UNESCO states that "Faced with an unprecedented teacher shortage, some countries are now turning to low-paid, poorly trained teachers."Addressing these issues, BridgesEducation (www.bridgeseducation.org) uses videoconferencing to deliver a wide range of lectures, seminars and programs designed and presented by hundreds of high-profile speakers from leading UK universities, research centers and companies.This system not only ensures high academic standards, but also offers clear financial benefits. "It's a win-win situation," says Kemi Pearce from the Advisory Centre for Education, "We avoid costly travel, hotels and living expenses whilst we retain the energy and interactivity of live delivery."Many in education have experienced videoconferencing in the past with different levels of success, resulting in hundreds of unused facilities on campuses around the world. But the technology has come a long way since it was introduced in the early 90s. Today it is not only much more affordable, reliable and interactive; it also offers features such as computer presentations, online broadcast and audience participation from multiple locations at one time.Michelle Grant, development officer at BridgesEducation, is optimistic about global access to high quality tuition. "At present a few major centers offer a considerable proportion of academic and professional expertise. Now, with the help of technology, the location will become less and less relevant."It may take time for traditional education providers to realize the power of technology to its full potential, but by using videoconferencing as its main method of delivery, BridgesEducation marks the beginning of a new era.Stas Spector is a specialist in distance learning technology at the Advisory Centre for Education in London.
Category : Gourmet

Three tips for arthritis pain relief

Author : Karri Koivula

Massage Not the area that hurts

Some experts think that arthritic conditions or pain conditions in general aggravate and flare up trigger points, and that one can get additional relief to arthritis symptoms trough self massage.

The idea is not to massage the area where it hurts, but to find pressure tender areas in your muscles near the actual pain area and massage them.

For example if your arthritis pain is in your knee joint, then you would find and massage tender points from your quadriceps muscles.

Exercises -lose it or use it

Not moving will only make matters worse in the long run, its important to maintain as active lifestyle as possible.

Besides maintaining functionality, exercise can work as a natural pain medicine, as it releases endorphins, bodys natural pain killers.

Just a half an hour long walk, can be all whats needed to release enough endorphins to make a difference.

Nutrition dietary supplements may help

While not everybody agrees that supplements are useful, there is quite a lot of anecdotal evidence to support them.

Heres a Lists of supplements that are thought to help in maintaining joint health, and which may be helpful in some arthritic conditions.

Glucosamine - amino sugar that may have a role in cartilage repair

Chondroitin - component of cartilage that works similar to glucosamine

Msm or methylsulfonylmethane - a big supplier of sulphur

Omega 3 fatty acids - can be obtained from fish oils

About the author:

For More information go to Glucosamine chondroitin supplements guide or contribute your own stories at arthritis pain relief information

Category : Health

How Would You Like to Look Sexy During Pregnancy on Your Photos

Author : Sara D. Jameson
What is the most unforgettable moment of your life? Is pregnancy one of the things you could not forget? Most people feel so, and to keep it memorized they made some kind of scrapping book photos of pregnancy. They just don’t want to spend their nine months pregnancy time without taking photos.Memorize everything through pictures or photos during pregnancy time are really a wonderful moment. Once you deliver your baby, your body will be going back to its normal size, and you will miss your big belly. Therefore, make picture of yourself during pregnancy is so exciting. You will be surprised that you have so wonderful body when pregnant.The easiest way is to start right from the beginning. Prepare your camera, either manual or digital. Currently digital camera is popular due of it practical used and really quick to develop. Taking picture using digital camera will probably the easiest way for you. Make sure your digital camera is not broken and can be retrieved to the computer. That way you will have everything complete in your computer.Your pregnancy photos from the first trimester until you deliver your baby will be kept organize in a scrapbook photos of your pregnancy. You can put your picture chronological order thus you can organize your photos perfectly. Put dates down. The date may not seem urgent for you to write out because you may think that you will easily remember what "month" your pregnancy was at in the pictures. But the truth is you may not remember all, so better to put dates down.When you took picture, wear your chick maternity apparel. Not just wearing baggy clothing and plus sized dresses. Women today have a wide range of choices they can pick from when they want to look and feel their best about their body and self-image.Photo taken wearing maternity apparel will make you look gorgeous. Maternity apparel is made to keep you comfortable and sexy at the same time. That’s why you can wear that during your photo session.Maternity apparel has a wide range of styles and selections you can choose from to feel great and looks beautiful. There are maternity pants or maternity skirts, or you are headed to the beach in maternity swim wear there is something for every need you can think of. You will even find maternity lingerie for keeping things spicy in your bedroom. Not only for photo session, maternity apparel also used to the office, and other formal place.So, you are ready now for your photo session with your beautiful maternity apparel. If your pregnant reach four of five months old, it can be hard to determine which month they're in on the picture. That’s why you need to write the date. Or you could get on the computer and type all the details out onto labels and put that on the back of each picture. Also make a label for each negative too. Good luck!About the Author: Sara Jameson writes her experiences in "The Very Happy Pregnancy: Avoiding Stress and Depression." Read her secrets and truths about having a happy, healthy pregnancy in her Website http://www.pregnancy-photo.info and http://www.pregnancy-picture.info.
Category : Innovation

School

Author : Dr. Randy Wysong

Traditional school coursework does not usually make smarter or better people. Everyone needs the basic three R skills, but to a young person detail beyond that is pretty much a waste of students and teachers time as well as tax dollars. School serves as a convenient babysitter and helps to socialize children, but history, economics, physics and algebra minutia doesnt do much more than superficially acquaint kids with some terms. Learning that is important to living comes primarily from what is experienced. For example, love and concern from a teacher, fear of a bully and infatuation for a classmate all create indelible lessons remembered for a lifetime. On the other hand, the only lesson most kids take away after learning the Pythagorean Theorem and the date of the battle of Gettysburg is that learning isnt fun and is a waste of time. The sooner a person can get out of school, the better the chances for useful learning. Personal initiative, individual study, successes, mistakes, fear and pride out in the real world are the best teachers. These two volumes encapsulate the issues we face in real life and have taken me ______chapters and almost a thousand pages to cover in abbreviated form. The fact that essentially none of this material is covered in formal schooling is a testament to the failure of modern education. Without sufficient life experience (which creates little hooks in the mind to which details can attach), or a specific need to apply information, learning just by rote goes into short-term memory (long enough to pass a test) and is then essentially lost. As mental calisthenics coursework is fine. As training for life it is woefully inadequate. Children are taught how to read (barely) but they are left unable to distinguish what is worth reading. It teaches about things, not reasons. It gives the false idea that life is scripted such that if specific dos and donts are followed--papers are written and tests aced--that success will surely follow.If in doubt about the utility of modern education ask employers whether new graduates (other than from trade schools) bring to the workplace anything other than tools they dont know how to use. If an employer can find an employee who is motivated, eager to learn and a self-starter (all rarities), that is about the most that can be hoped for. From there the employer is faced with all the costs of trainingand pay to the employee while doing it. In the meantime schools take a big chunk out of tax dollars and teachers get good salaries and great benefits. But the students they turn out are in no way ready to hit the ground running once they find a job. Nevertheless, educators with their absurd lecture, note-take, regurgitate pedantic mislead students into believing that they are receiving real training that can immediately command high wages and benefits. This not only does a disservice to the student but forces employers to repair the damage and bring new graduates back down to earth.Understandably students spending years burdened by mountains of memorization are exhausted by academic demands and feel entitled to a reward, even though they intuitively know that the majority of what they have memorized is worthless. The result is a workplace filled with overpaid, under-skilled employees. Many see their stint with education as a price paid, a reason for entitlement and a burdensome part of their personal history, not an active and engaging part of their future.Schools should effectively and thoroughly teach the basics that everyone needs to function well in society. Very general courses should be taught in all the disciplines to give students a broad overview of what knowledge holds and to equip them for a degree of self-sufficiency like balancing a checkbook, avoiding credit card debt and high interest, writing a clear letter, preparing meals, fixing a plugged sink, sewing, checking the car oil and air tire pressure, changing the furnace filter and so on. This could be accomplished easily within 6-8 years of school, but beginning at an older age since too much of education is wasted on the young. School days should be shortened and not begin in the early morning when growing bodies and minds should be sleeping. By compressing school-time, teachers would be forced to hit the high points that students are more likely to retain. Specific training fold be shortened and not begin in the early r specific careers should follow these 6-8 years with lots of hands-on practical experience and emphasis on problem solving. Before a student is released into the workforce they should be able to accomplish a job with competence. As things presently are, most degrees do not signify useful skills other than book reading and test taking. Also, interspersed in the school curriculum should be coursework in intellectually challenging topics such as philosophy, science, religion, marriage, family, metaphysics, politics, sociology, ethics, logic and all the other fields of controversy in which everyone should make a lifelong study and contribution. Such topics should be taught using basic concepts and by encouraging synthesis, original thinking and hands-on learning, not with a dull memorization format.Most of all, students should learn that mental growth is an ongoing endeavor and a basic human requirement for happiness. Continuous intellectual growth is necessary to make oneself interesting to others, to properly function in society, and to contribute to improving the world. Education does not end with a degree, it is a lifelong process.Unfortunately, rather than school stimulating a desire for learning it can leave a bitter after taste that discourages intellectual growth.Teachers should be accomplished in the real-world field they are teaching and be accountable at all times. Tenure is a crazy idea as is most socialism. If there is any occupation that should be under pressure to achieve performance standards at all times, it is teaching. Instead, unlike any other career, mere time can lock in a bad teacher for a lifetime. The best formula for souring young minds on education is to force incompetent and unlikable teachers on them. Education is not about teachers and their security, its about properly training young minds and motivating the intellect of the next generation.These are all nice ideas, but education is not going to change anytime soon. It is too institutionalized, governmentized, unionized and tenurized. It likes itself the way it is, very comfortable and secure for all who feed from it. Never mind whether students, the workplace and society are really benefiting from it or not. Its not like there is some grand conspiracy to keep education boring, irrelevant and expensive. Its just that those who write curricula and who teach know no better and find it easiest to stay in the same groove in which they were taught. Love of children and wanting to teach are certainly important, but not enough. Students who go through high school, then college, then grad school to become teachers are still students. Students teach others how to be students, not what life is really about or how to succeed in it. It should be a prerequisite that before any politician presumes to run society that they have had at least a decade of proven success in the real world at real jobs. Similarly, a teacher entrusted with the future of the world (children), must have lived out in the real world and proven their ability to be successful at it. Particularly should this be so at the high school and college levels. Instead, too often students or those who were incapable or nonproductive in the workplace find a home in a teaching position. We must change the aphorism: Those who can, do, those who cannot, teach. It should be: Those who can, teach; those who cannot should go do something else. One on-line university that caters to those discouraged by traditional schooling has the right idea. Their advertising for professors says, If you havent done it during the daytime, you cant teach it at night! Speaking of the Internet, that may be the spearhead for a solution to education because it creates a realistic alternative to the traditional classroom format. Education will not change from within because it is too comfortable with itself like all embedded institutions get to be. The free market of Internet choices may create the pressure all institutions really pay attention toeconomics. That will force the system to either become relevant and efficient or die a quiet death as their tuition resources dry up. Parents are not above blame or absolved from educational responsibilities just because kids can be pushed off to school and taxes are paid. We should not surrender our children to an incompetent system. Home schooling or unschooling (an actual movement you can search out on the Internet) are options every parent should explore. At the least, children should be engaged when they get home from school. They learn best by experience and example so parents who are themselves thinking people and are able to put what is being taught in school into context and to discuss and live intelligently the matters touched upon in these two volumes are the best teachers children can hope for.For further reading, or for more information about, Dr Wysong and the Wysong Corporation please visit www.wysong.net or write to wysong@wysong.net. For resources on healthier foods for people including snacks, and breakfast cereals please visit www.cerealwysong.com. Dr. Wysong is a former veterinary clinician and surgeon, college instructor in human anatomy, physiology and the origin of life, inventor of numerous medical, surgical, nutritional, athletic and fitness products and devices, research director for the present company by his name and founder of the philanthropic Wysong Institute. He is author of The Creationy and the origin of life, inventor of numerous medical, su-Evolution Controversy now in its twentieth printing, a new two volume set on philosophy for living entitled Thinking Matters: 1-Living Life... As If Thinking Matters; 2-The Big Questions...As If Thinking Matters, several books on nutrition, prevention and health for people and animals and over 18 years of monthly health newsletters. He may be contacted at Wysong@Wysong.net and a free subscription to his e-Health Letter is available at http://www.wysong.net. Also check out http://www.cerealwysong.com

Category : General Education

Eastern Europe Satiating Hunger with Organics

Author : Shushmul Maheshwari

In 2006, the western countries of EU and US held a 96% stake in the global sales of organics. Most importantly, eastern countries of Europe are increasingly discovering the advantages of organic products.The fostering world organic industry stood at an estimated value of 33 Billion Euros ($43 Billion) last year. The Eastern European nations, once famous for their industrial chaos and old apartment blocs, even though accounted for a small part of the huge organic market but the production of organics (crops and goods) in that region has been rising steadily. Rising incomes and increasing environmental awareness are leading to the emergence of domestic markets in the Eastern Europe. Industry experts say that the Czech Republic and Poland, trailed by Hungary, enjoy the biggest domestic markets for organic greens. Managing Director of the Czech Organic Retailers Association PRO-BIO, Tom Vaclavik, said in a statement reported on March 19, 2007 by Fresh Plaza, that the Czech customers had expended around 18 Million Euros on organic products in 2006. Vaclavik also said that during 2005-2006, the market had swelled by 80% and the larger cities are particularly fueling the demand. In the coming three years, the market is expected to grow by triple-fold.However, this scenario shows that the local organic production hadnt been able to keep pace with the demand. Hence, organics were generally imported, specifically processed ones. As per Vaclavik, the organic market in Eastern Europe was still going through its initial stages and therefore, it makes a good sector for investment now.According to the RNCOS report European Organic Food Market, the principal factors providing the impetus for growth of organic food and beverages industry are rising health awareness and growing concern over environmental issues in most of the Europe, US, Japan, Australia, and other parts of the first world. The market research report presents a clear picture of the European organic market. All the major European countries, like UK, Germany, Belgium, Czech, Italy, France, etc, have been discussed in detail coupled with segmented analysis on products, demand and supply, imports and exports, organic farming scenario, and consumer behavior, supported with graphs and tables. The report also talks about the government support in distinct markets, quality certification system, and international standards followed in Europe. Future forecast of European organic market will help the potential investors to analyze the investment opportunities in the market.About RNCOS E-Services Pvt Ltd.:RNCOS, incorporated in the year 2002, is an industry research firm. It has a team of industry experts who analyze data collected from credible sources. They provide industry insights and analysis that helps corporations to take timely and accurate business decision in today's globally competitive environment.For more information visit: http://www.rncos.com/Report/IM0301.htmCurrent Industry News: http://www.rncos.com/blog RNCOS, incorporated in the year 2002, is an industry research firm. It has a team of industry experts who analyze data collected from credible sources. They provide industry insights and analysis that helps corporations to take timely and accurate business decision in today's globally competitive environment.

Category : General Industry: Food

Ten Benefits For Having Your Articles Published Through E-zines

Author : Big Ed
1. You will be known as an expert on the topics you write about and this endears potential customers to you before they even visit your website. In fact, this is 700%-1000% times more effective than regular advertising. There is no better way to “pre-sell” your prospects than article marketing. This will also give you and your business extra credibility which will help you competes against your competitors.

2. You will build brand equity for you, your web site, your business and even your expertise by submitting articles to e-zines. Prospects and customers will begin to have in mind what you can do for them.

3. You get extra exposure if the e-zine publisher archives their e-zine on their site; especially blogging is so common today. People want to read the back issues before they make the decision to subscribe. The more ezines publish your articles, the wider your market is on the internet. Remember, there's no such thing as people just stop by in front of your online shop, in this case, your website.

4. You'll gain people's trust and increase your credibility. If they read your article and like it, they won't be as hesitant to buy your products and services or they will at least sign up your e-zines. Nothing is better than getting pre-sold traffics through your articles; this sure will increase your profits.

5. Create a free viral marketing for you by allowing e-zine publishers to publish your articles in their free e-books. Since people give them away, your author resource box at the end of the body of each of your articles acts as an advertisement for your business will multiply all over the internet.

6. Free ads barter trading by getting an article-exchange joint venture deal run your joint venture partner's articles in your own e-zine, and then they run yours in their e-zine as an exchange. This benefits both ways.

7. You could buy ads space in other e-zines that don't publish your articles and find customers that you may have not been able to reach before, every article being published in the e-zines is like casting a wider net to reach new customers and traffic that would have never found your articles or website before.

8. Your article might have chance to be placed on publisher's home page. If they publish each issue on their home page, this will build link popularity for your website. SEO (Search Engine Optimization) “Link Pop” strategy by definition, the more links your website has by other sites, the greater importance bestowed upon your website when major search engines rank your site. Having articles in publish in many e-zines help you build great link popularity; link popularity builds traffic to your website.

9. Build VSP (Virtual Sales Person) and place them in as many e-zines as you can submit to. Your articles act like your sales person who will sell and do marketing for you. To have a successful business, you have to leverage your work in your business.

10. Another great way to multiply your income is by getting paid by people who want to hire you to write articles and books for them, or even ask you to speak at seminars.

Attributes of a Good Property Manager

Author : Carolyn Gibson
Property Management is a career profession. The industry allows for employment growth, continual learning experiences, and the opportunity to work with diverse people and income groups. The Property Manager can work either directly for an owner of real estate properties, or for a property management company, contracted by an owner or legal entity to care for the real estate over a specific period of time.The Property manager has a fiduciary relationship with the management company and property owner. A fiduciary relationship is one that is based on a mutual trust and complete confidence in one another.The Property Manager is provided an owner's real estate portfolio to manage to its "highest and best use" in exchange for an employment contract or salary. Real estate assignments for the property manager includes apartment buildings, condominiums, hotels, storage facilities, shopping centers, office buildings, government subsidized properties, rooming houses, abandoned buildings and plots of vacant land, to name a few.I have managed almost all of the above types of properties for over twenty years. I have managed public and private housing, for non-profit organizations, for the federal government, and for private developers and real estate investors. I also owned my own property management company for eight years. I now teach, speak, and write about property management standards and techniques. Here are some crucial skills, which I know from first hand experience, must be accepted as required attributes and learned skills in order to be a good property manager.1. Must Know and Stay Current on Local Ordinances and State LawsManagers are required to perform their work according to the laws of the land. The government (city, state, and federal) dictates how real estate is to be managed, from requiring a real estate license (depending on the state), to the use of the real estate (such as rent control laws). From proper trash removal to how and where we must keep security deposits, the manager has to keep abreast of the many legal requirements of managing real estate. If a mistake is made or a task is forgotten, it could cost the owner his or her property, and/or a management company's reputation, loss of the account, or even the loss of real estate licenses.2. Must Be Highly Ethical and HonestProperty Managers work on the Honor Code when they handle other people's money. By collecting rent, security deposits, laundry machine money et al, the property manager holds a fiduciary relationship with the property owner and/or management company. The owner entrusts the property with thousands of dollars each month, plus the value of the real estate itself. The manager is hired to perform at his or her highest level of integrity. On a daily basis, the property manager's good judgment and sense of what is right and wrong is called into play.3. Must be Detail Oriented and OrganizedManagers collect the rent daily, and must ensure that each rent is paid and posted to the tenants' account as received. Financial records detailing each and every rent transaction are kept, either by rent cards, or on the computer. Lease expirations and renewals, rent increase letters, and rent invoices must be mailed on time. Deadlines for court appearances must be kept, and clients must receive their written monthly report of operations. A skilled property manager is able to multi-task, keep site files organized, and prioritize repairs and assignments.4. Must Have Good Communication SkillsManagers must be able to communicate with people from all walks of life, cultures, ethnicities, and personalities. Managers must be able to articulate their cases in front of judges, talk to the owner, negotiate with vendors as well as speak appropriately with tenants, who are often frustrated, upset, or angry. A good manager must be able to stay calm, and communicate in a professional manner. Familiarity speaking in other languages is always a plus.5. Must have Good Computer SkillsComputer competency is a technical skill, like driving, typing, etc. The use of email, mail merge, and faxing through the computer is at the heart of property management today. This is especially true if the property is on one part of the city or state, and the home office is a distance away from the site. If a manager does not have a solid command of the computer and its basic programs, such as Microsoft Word and the spreadsheet Excel, you may be hard pressed to find an administrative position in this field.6. Should Like Working with the PublicIf everyone paid the rent on time by the fifth day of each month, the manager would not have rent collection work to do. If a property never had problems, such as toilet overflows, lost keys, or defective smoke detectors, a property manager would have little to do. Therefore, it is important that a manager enjoy dealing with people with problems. A manager should at least like helping tenants with dignity, and in a responsible manager. If you do not like being interrupted several times a day with a dilemma to solve, this type of job may not be for you.7. Must Be Patient and Have a Sense of HumorThere is some pressure involved working with the public. There are days when nothing seems to go right, and if you happen to have a headache that day, it could be a long 9 to 5. A calm personality or a good sense of humor will take you a long way in property management. If you tend to be high-strung, anxious, or become angry or impatient while working within deadlines or with people with problems, you may want to re-consider taking on this profession.8. Must Like to Read and Conduct ResearchThere are many types of leases, agreements, forms, and other legal documents that must be signed between tenants, the manager, government agencies, the site attorney, and/or the owner. Real estate and governmental regulations change; the manager must be willing to read up on them and stay current. Documentation must be read and checked before submitted to tenants, agencies, the owner, etc. If you do not like to read in order to keep up with the latest trends, legal and industry changes and terminology used, you will not be able to properly do your job.9. Must Have a Strong Sense of Duty and CommitmentEnsuring that the tenants under your control are treated with respect, have heat and hot water, are not subjected to or committing illegal activities or disruptive behavior of their neighbors, are some of the managers' duties. Tenants depend on the manager's sense of obligation to the property and the families or professionals who live in it. The manager may not always have the funds to do everything all the time, but what can and should be done, such as keeping the building clean, and having a sense of urgency to get work completed in a timely manner.10. Should be FlexibleProperty Management is a fluid profession, in that it follows economic, governmental, industry, and societal changes that impacts how a property is managed. Managers who still like the "good old days" of mistreating tenants and making rental applicants jump through unnecessary hoops to get an apartment (or the opposite, by not checking anything), will find him or herself out of touch, and maybe out of a job. The ability to accept changes of law, obey fair housing laws, have a positive, or at least a neutral, attitude about people who are different, and above all, to be open-minded, is a key element of a successful manager.11. Must Be an Excellent Follow-Up PersonA manager can never assume that a repair or rent payment plan will happen on its own. Our mantra is: "Follow Up, Follow Up, Follow Up!" This is one of the most critical skills of a good property manager. The ability to multi-task, keeping several balls in the air without dropping any of them is challenging, and difficult at times. The ability to successfully multi-task is often rewarded both financially and in promotion decisions.
Category : Business:Careers-Employment

A Disciplined and Organized Approach to Trading

Author : Yves Mailhot
Many traders lose simply out of ignorance. They base their trades on hunches, news, or tips from friends, and do not define specific risk and profit objectives before placing trades.
Others have the merit of educating themselves but fall victims of their emotions. They hold on to losing positions hoping they will turn into winners and sell winners by fear of losing a small gain. They overtrade to fulfill a need for action or by fear of missing out.
The consistent winners follow a winning approach:

They have a strategy to enter and exit trades
They use good money management
They take consistent actions, they follow a trading plan
They keep good records so they can review their actions
They avoid overtrading
They have a winning attitude

Trading Framework was designed to help you build those crucial elements into your trading.
A strategy to enter and exit trades
You need to a strategy to put the odds in your favor for each trade you take. Your strategy should be as objective as possible and include the following elements:

Entry: conditions required before you can enter a trade - may include technical analysis, fundamental analysis, or both.


Initial stop loss: price at which you will close the entire position if it does not go in your favor.

The risk per share is the difference between the entry price and the initial stop.


Initial price objective: price at which you will take some or all profits if the trade goes in your favor.


Trade management: set of rules that dictates your actions while a trade is opened. It may include trailing stops, closing position, etc…

For every action you take, the reason should be clearly described in your strategy.
Example: Buy pullback - stock in an uptrend on daily chart



Entry
Setup: Price above rising 30 day moving average with 3 or more consecutive days with lower highs
Buy signal: $0.05 above the previous day’s high


Initial stop
Below lowest of previous and current day’s low


Initial objective
At the previous pivot high - sell half


Trade management
Move stop below previous day's low daily



A more complete strategy would include market and industries conditions, technical indicators, conditions from different timeframes, etc..
Money management rules to keep losses small
The goal of money management is to ensure your survival by avoiding risks that could take you out of business. Your money management rules should include the following:

Maximum amount at risk for each trade. The different between your entry price and your initial stop loss is your risk per share. Your maximum amount at risk for each trade determines the share size.


Maximum amount at risk for all your opened positions.


Maximum daily and weekly amount lost before you stop trading â€" avoid trying to trade your way out of a hole after a loosing streaks.

Example:



Maximum amount at risk for each trade: $200


Maximum total amount at risk for all my opened positions: $800


I stop trading until the following day if my realized loss for that day is over $600


I stop trading until the following week if my realized loss for that week is over $1000



During your learning phase, your goal should be to survive, not to make money. Start with low limits and raise them as you become a consistent winner otherwise you will simply go broke faster.
Good record keeping
Although the process of gaining experience cannot be rushed, it can be made much more efficient by keeping good records of your actions. Good records will allow you to:

Review your actions at the end of each day to make sure you followed you strategy, not your emotions.


Learn from your losses â€" they cost you money, make sure you get the education in return.

You should also keep a journal of your observations.
A trading plan to keep emotions out of your decisions
During trading hours, emotions will turn smart people into idiots. Therefore you have to avoid having to make decisions during those hours. This requires a detailed trading plan that includes your strategy and your money management rules.
For every action you take during trading hours, the reason should not be greed or fear. The reason should be because it is in the plan. With a good plan, your task becomes one of patience and discipline.
You have to follow the plan without exception. Any valid reason for an exception - for example, correcting an oversight - should become part of the plan.
Overtrading
Sometimes the best thing to do is to do nothing. Not trading on those bad days is key to becoming a consistent winner â€" in some situations it is very tempting to overtrade:
If you trade to fulfill a need for action, to relieve boredom
If you can’t find the proper setup but can’t wait
If you fear you are missing out on a great trade or on a great market
If you want to make up for losses (revenge)
If you trade to feel like you are working instead of sitting around. Trading involves a lot of work other than the actual buying and selling.

You should not trade under the following conditions  

You are not following my trading plan
You have reached your daily or weekly maximum loss
You are sick or very tired
You are very emotional (upset, pressured to make money, self-esteem destroyed)
You are using new tools you are not completely familiar with
You need time to work on your trading plan

A winning attitude
Losing traders look for a “sure thing”, hang on hope, and avoid accepting small losses. Their trading is based on emotions. You must treat trading as a probability game in which you don’t need to know what is going to happen next in order to make money. All you need to know is that the odds are in your favor before you put a trade.
If you believe in your edge, which is you believe that the odds in your favor for each trade you enter, then you should have no expectation other than something will happen.
Your attitude will have a direct influence on your trading results:

Take responsibility for all your actions â€" don’t blame the market or world events.


Trade to trade well and for the love of trading, not to trade often and not for the money. The money will come as a result of trading well.


Don’t be influenced by the opinions of others. Reach your own decisions and follow them.


Be rigid with your rules and flexible in your expectations. Most traders are flexible with their rules and rigid in their expectations.


Never think that taking money from the market is easy and never assume that you know enough.


Have no particular expectation when you place a trade because you know that anything can happen.

Don’t try to guess the future â€" trading is a game of probabilities.


Use your head and stay calm â€" don’t get excited or depressed.

Handle trading as a serious intellectual pursuit.


Don’t count how much money you have made or lost while you are in a trade - focus on trading well. Trading Framework Inc.
Yves Mailhot
http://www.tradingframework.com
Category : Games

Ebay Ebook Success: Effectively using your About Me Page

Author : Tom Parker

In my last article I discussed various promotion strategies for your eBay store one of which was using your eBay About Me Page. Your About Me Page is one of the best ways to promote yourself on eBay. It allows you much more freedom than other eBay pages and there is a link to it beside your eBay User ID so every time you buy an item, place a bid etc, people may click on it. Despite this it is one of the most underutilised pages for the majority of ebook sellers. In this article I will discuss how you should be using your eBay About Me Page to effectively promote your eBay store: 1) Describe yourself and your Ebook Business:- At the top of the page you should describe yourself and your ebook business. Say a little about yourself, how you got into selling on eBay, and what you sell. Also say why people should buy from you instead of the competition. Examples could be that your eBay store is updated every week, your prices are low etc. 2) Link to your Feedback:- To prove that you are a trusted seller you should link to your feedback rating from your About Me page. Just include a simple sentence like "Click Here to view my feedback." 3) Provide a Contact Address:- Buyers viewing your About Me page may want to ask more questions so it is only logical that you provide a contact address. Make it clickable for maximum ease to the customer. For example "You can contact me at any time at: sales@theebookcavern.co.uk." 4) Provide a direct link back to your eBay Store:- Not all the visitors to your About Me page will have found it through your eBay store. Some may not even be aware that you own an eBay store. The only way to make sure that everyone viewing your About Me page knows that you have an eBay store is to provide a clickable link to it. For example "Click Here to visit my eBay store." 5) Other Links:- If you have a specific auction which you want to promote, or a specific page you want to link to then do it here. For example "You can visit my super duper auction by Clicking Here." If you follow the steps in this article then you should be well on your way to maximising the effectiveness of your eBay About Me page. Many customers will use your About Me page to assess whether to buy from you so it's essential that yours is effective. Till next time good luck with your ebook sales and take care!!! Want to know how Tom Parker runs http://stores.ebay.co.uk/theebookcavern whilst automating 95% of the tasks? Then visit http:www.theebookcavern.co.uk/ or send a blank email to newsletter@theebookcavern.co.uk and find out all the secrets. Please include this bio when reprinting.

Category : General EBooks

Audi going strong for the 2007 DTM

Author : mbs5000

Three Audi factory teams namely Audi Sport Team Abt Sportsline, Rosberg, and Phoenix has entered the 2007 DTM season which is scheduled to start on April 22 at Hockenheim with strong partners. And for the first time the new designs of Audi A4 DTM cars can be seen in public at the DTM test days at the Motorsport arena Oschersleben starting Tuesday until Friday this week. The official presentation to open the season is going to be held on Sunday on the K in Dusseldorf. Audi Sport has obtained the support of four global players due to its involvement in the most popular international touring car race series and these are Red Bull, Philips, the Schaeffler Group, and Siemens. Audi luxury unit of Volkswagen the producer of quality VW Scirocco part -- has also gained two large media partnersthe AutoBild and Playboy. There are also several subsidiary brands of Audi AG has used the popularity of the DTM in promoting their products and services such as the Audi Bank, Audi Gebrauchtwagen:plus, Audi Top Service, and Quattro GmbH. The two Audi A4 DTM cars of Mattias Ekstrom (Sweden) and Martin Tomczyk (Germany) compete since the year 2004 in the colors of Red Bull, the market leader in energy drink sector. And for this years blue is made significantly darker than in previous years coming inline with the global motorsport programmer of Red Bull. Last seasons most successful Audi driver in DTM and Le Mans record winner Tom Kirstensen from Denmark has once again steer an Audi A4 DTM which in 2006 bare the logos of Siemens. The color for this year of the car is silver instead of white which was previously employed. German Lucas Luhr is driving a white Audi A4 DTM and will advertise Philips, which is a global leading technology. Luhr will advertise Philips Flat Screen TV equipped with Ambilight background lightning. Another German driver Christian Abt will drive a now flat-black A4 DTM with two sponsors namely mens lifestyle magazine Playboy and the Audi AG Gebrauchtwagen:plus programme. Timo Scheider again from Germany will drive an Audi sportcar which was unveiled at the Audi Motorsport Launch & Lounge in Munich at the beginning of March and also painted flat-black and will advertise the Audi brands Gebrauchtwagen:plus and Audi Top Service. The new DTM boy Mike Rockenfeller will drive a red A4 DTM. The youngest Audi factory driver also gets support from the Quattro GmbH and its S line sport kits and also from Europes largest car magazine AutoBIld. The Frenchman Alexandre Premat, just like Luhr and Rockenfeller will display Audi Bank on silver-gold A4. The Schaeffler Group for this year will use the DTM as a platform for three of their brands namely LuK, INA, and GAG. The Schaeffler Group is a development partner and production supplier for Audi. It will be present on the cars of Matthias Ekstrom and Mike Rockenfeller. The other Audi Sport partners for the 2007 DTM are Eibach Springs, O.Z. Racing (wheels), and PTC (Software Solutions). Benjamin Hudson works as a supervisor at one of the top engineering firms in the business district of Louisiana. He is also a freelance journalist and has passion for anything automotive.

Category : VW

The Visible Causes of Water Damage

Author : leo nov

In order to prevent water damage, you must first learn what causes it. This article will cover the visible causes of water damage, the ones that are easy to self-detect. Be sure to look for the second part of this article and learn all about the invisible causes of water damage as well. A good understanding of the subject will not only provide you with better tools to prevent water damage but also will help saving money by simple day to day maintenance tips that will keep your house in good shape and preserve its value. While some of the causes for damage are controllable and can be prevented if you pay enough attention, others cannot be predicted and therefore cannot be prevented. Rain water:Rain water will accumulate along the foundations or beneath the floor during rainy seasons unless directed away by proper drainage. It is very hard to control damage caused by rain water but it is possible to reduce its effectsGutter & Drain:Clogged gutters will push rainwater under shingles, or will cause water to travel down the walls internally. A lack of drains can cause an overflow. Gutters must empty far enough away from foundation walls or else water will accumulate, leading to damage and a wet basement and even to foundation problems.Windows and Doors:Unprofessionally installed windows and doors will allow water to penetrate into the wall. Damaged seals around windows or doors can cause windblown moisture penetration. Check your doors and windows thoroughly especially during wet seasons.Leaking Roofs:Old roofing materials can expose the roof deck to water intrusion and damage especially around chimneys and exhaust fans. Old shingles will curl and crack, allowing moisture intrusion. Cracked chimney caps allow water into interior areas of the chimney. Flat roof drains can clog and hold water on the roof, increasing the risks of a leak and a possible collapse of the entire roof under the weight of the water.Attics:Improper attic insulation and ventilation allows heat to escape, turning rooftop snow into an ice-dam. Ice dams will force moisture under roof shingles where it can drip into the attic or walls.For more information visit www.RestorationSOS.comFree guides are available Leo Nov is an editorial staff member of RestorationSOS, To learn more about water damage , visit

http://www.restorationsos.com

or call 1-877-767-2407

Category : General Home Repair

Cold Calling Considerations and the Warm Up!

Author : Lance Winslow
If you are serious about selling then you need to be serious about time allocation and production and therefore you need to cold call and get to as many decision makers and prospects as possible in order to develop leads and close more sales.Selling on the phone is not easy and you also know that many of the people you contact will be busy and they may be interested but perhaps not now. You need a quick pitch or invitation to open the door to have a visitation, but do not waste your time with a sales call or giving them a free lunch if they are not interested.How can you find out if they are interested in 20 seconds or less? Well that takes practice and after about 20-30 calls you will get the hang of it rather than having them hang-up on you! Even veteran cold calling salesmen do a warm up session in order to get ready for their cold calling. You need a warm up call or two is what you need, as it takes the edge off and puts you into the proper state of mind.It is recommended that you find a friend who you often network with and call them first as a warm up call and allow them the same privilege when they need to warm up before they start cold calling each week. Consider all this in 2006.Lance Winslow
Category : Business:Sales-Teleselling

Black - Always Fashionable When Done Right

Author : Brandon Wilson

Fashion is changing. But one thing is should be constant - black. Nothing is boring about the newest black fashions in New York and Paris. This is a great tip, and professionals know how to make models look brilliant in black. Black is the basis for two important looks, according to Sally Singer, Vogue's fashion news director. "The interesting thing about black this season is that it's either used as a pop art basic against white, a '60s look that shows the graphic nature of black and white. (Christian) Dior did it well. ... Or, you see a mixing of textures and tones of black. Black velvet, black gauze, black silk or viscose. ... There's varying amounts of light that goes through it to make the black sometimes look gray, blueish or brownish," she says.Another reason black is great for fashion, is its mess with fantastic jewelry. Style.com's executive fashion director Candy Pratts Price "You could wear a black beaded necklace on a black cashmere sweater, which will look very '40s, or you could also do it with silver -- the '60s -- or with pearls -- the '50s."Black with a white skirt is a great fashion item. You can always spice it up with a beautiful thick, medieval looking belt. It's a good time to invest in special black pieces, Vogue's Singer advises, perhaps a Pierre Cardin-inspired pea coat, which would look great against white trousers or blouse, or a pair of jeans.One of the pieces Singer already bought for herself is a Loris Azzaro black blazer that's lined in gold lame. "That was the kind of special piece I was looking for," she says, especially since it hits on three trends: black, Russian-inspired details and a shrunken jacket silhouette. (She notes that less expensive versions of these "special" pieces are available at retailers such as J.Crew.)The classic ballroom black dress is always an option. However, try spicing them up with the occasional yellow scarf, or shawl. You'll catch the attention of people with accessories that like. Colors that go well with black are almost endless, just go with the current colors of the season. You'll love the boundless options that you'll be able to mix-and-match when it comes to black. Men, always own a black pin striped English tailored suit. These are in right now. They are beautiful and gorgeous. I'm not sure of any woman who doesn't love these. ATTENTION: Business professionals. Get this suit, and accessorize with a beautiful modern watch.Have a look at some of the great options black has this season. Sleek stylish and sophisticated are black?s names. Enjoy it this fashion season, especially when winter blows in.? Brandon Wilson 2005 Fashion information and guides, along with some great fashion tips can be found at his website home. If you like Calvin Klein, Brandon has some great ideas on finding bargains on the web.

Category : Night Club Life

Investment Property - Leveraging Rental Property Equity

Author : Richard A. Chapo
Owning investment property is a tremendous wealth building strategy. Thousands upon thousands of individuals have amassed great wealth by investing in rental properties.

Unfortunately, few investment property owners learn how to leverage equity in a way that maximizes tax deductions while creating and locking in equity gains. Instead, they leave themselves open to price fluctuations in the residential property market. These fluctuations can wipe out or severely reduce equity positions in property.

Housing Boom To End?

There is little doubt we are coming to the end of a huge boom market in residential properties. For the last four years, properties have appreciated at unheard of rates. The question, of course, is what happens when the market cools off? Will we simply see a price plateau or an actual drop in prices? While nobody is sure, the clear consensus is property owners should move to preserve equity while they can.

Protecting Equity Gains

Protecting equity gains in your investment property requires careful planning. This leveraging strategy is fairly simple, but can sound complex. Please keep in mind this is just an introduction to the investment property tax strategy. You will need to contact us to learn more.

The investment property tax strategy protects your equity gains by separating and leveraging them. The leveraging process is best explained with an example.

Scenario 1 Ââ€" Without Tax Strategy

Assume you purchased a rental property in 1999 for $250,000 with nothing down. As of July 2005, the combination of loan payments and appreciation has resulted in a gain of $250,000. You have amassed wealth, but all of it is at risk. If prices drop twenty percent over the next year, you will lose $100,000 of your equity in the rental property.

Scenario 2 Ââ€" With Tax Strategy

We are going to use the same exact scenario. It is July 2005, you have $250,000 in rental property equity, but all of it is risk. You decide to implement the investment property tax strategy and the following occurs.

Our goal is to protect the $250,000 in gain on the rental property while also maximizing tax reductions. The first step is to refinance the property with, typically, an interest only loan. A percentage of the equity gain is taken out of the property and placed into an equity index insurance product. The equity percentage is arrived at by determining the payment amount you can afford on the loan. Typically, it is tailored to match your current loan payment amount.

Going back to our scenario, what happens if property prices pull back 20% over the next year? You do not suffer the loss of $100,000 because the gain is sitting in your equity index insurance product. Essentially, it is a wash and you have protected the capital gains while capturing a stock market-based rate of return.

Ah, but it gets better.

Equity Index Insurance

The investment grade insurance product isnÂ’t just any policy. Instead, the policy we use is tied to a stock market index. What if the stock market suffers a loss? Not to worry, this policy carries a guarantee that you will never lose a dollar, even if the market crashes. If the stock market did crash, the policy would simply credit you with nominal growth for the year in question. In all other years, the policy would grow with the stock market. On top of all of this, the money in the insurance product grows tax-free.

So, what has been accomplished? First, you have protected your rental property equity gains from home price fluctuations. Second, you have leveraged your equity into two growth channels, the stock market and appreciating house prices. Third, you have converted taxable growth [property appreciation] into tax-free growth [insurance].

With housing markets ready to cool down, this strategy effectively locks in your profits. Preserving equity gains should be a primary goal of any investment property owner.

When Should You Not Cash Out Your Annuity?

Author : Jason Rigler
You should not cash out your annuity when it's not in your best interest.
Here are 3 reasons it might not be in your best interest; it's too soon, you don't have a good enough reason, it will cost you too much. Every day someone cashes out their annuity or settlement when it might not have been in their best interest. It's an easy mistake to make when the call of money and burden of financial stress is weighing heavily on you. But read carefully and maybe you can avoid digging the hole deeper.If you are a minor, or the parent of a minor trying to cash out an annuity, it's too soon. Courts will rarely approve an advance of a minors settlement except in cases of extreme need. A guardian will need to be appointed to make sure the transaction is in the best interests of the minor and not the parent. Another way it can be too soon, your payments are too far away. $100,000 due in 2025 is not going to get you $100,000 today. In fact, you won't even get $25,000. The payout date is too far away.Unless you have a good enough reason. If you feel secure that your $25,000 dollars will yield over the next 20 years a return equivalent to the $100,000 you would have received, than maybe it's not such a bad idea. Plenty of courts around the country will be very interested in your reason for acceleration your settlement or annuity payments. Judges do their best to evaluate for you whether the transaction is your best option. Turning in your monthly payments to buy a new car may not be the best idea. Buying a home, attending school, averting financial disaster, keeping a home, important medical needs, all are great reasons to cash in future payments. Anything else deserves a second look and more serious consideration.What also deserves serious consideration is the bottom line. If you have to give up 50% or more of your annuity's value is it worth it? That's a very expensive purchase you are making when you give up $100,000 to get $25,000. And if your $25,000 buys you a car that depreciates and breaks down in 5 years, you have so little to show for your money. I think investing in start up businesses, vacations, recreational vehicles, and entertainment items are often questionable reasons to cash in structured settlement payments.The courts, the settlement cash out companies, your family and friends will all have their opinions as to whether you should get an advance on your future payments. But the risk and responsibility to make the best possible choice rests on your shoulders. Ask yourself if what you are getting is worth what you are giving up. There are great reasons to get your money sooner rather than later, but there are also times when cashing out is not in your best interest.Jason M. Rigler
JasonR@ppicash.com
http://www.PPICash.comCommitted to educating future payment recipients in the good, bad, and ugly of accelerating payments.
Category : Finance:Structured-Settlements

Finding The Suit That Suits You

Author : Shirley Bullington
"Two thousand dollars for one suit? Are you crazy? I donÂ’t have that kind of money to spend on one suit! Yes, I am well aware of the quality and that it is well worth every penny. I just canÂ’t justify spending that much on one garment. Oh... but I sure would love to have an Armani."

Rest assured that if you hear yourself in the above comments, youÂ’re not alone. Countless businessmen would love to have fancy designer suits, but their budget doesnÂ’t allow for it; champagne tastes on a beer budget... understood! ThereÂ’s a way you can get one or more of these suits without costing you an arm and a leg. If you could buy one for anywhere from $15 to $300, and it wasnÂ’t stolen goods, would you? Read on.

Definitions about what makes a manÂ’s suit a "Designer" item vary. One eBay sellerÂ’s definition is "any brand of pre-owned suit that has sold on online auctions for $300 or more." The definition continues, "See for yourself. Do a search on completed auctions for MENÂ’S SUITS. Sort High to Low in price and see what brands repeatedly come up."

Here are some of the brand names classified as "designer": Acquaviva, Barberini, Baroni,Belvedere, Brioni, Canali, Charvet, David Eden, Dolce & Gabbana, Enrico Venturi, Ermenegildo Zegna, Fendi, Gene Meyer, Gianni Manzoni, Gionfriddo, Giorgio Armani, Gucci, Hugo Boss, Leonardo Valenti, Luciano Carreli, Natazzi, Nino Bertini, Otello, Prada, Rossetti, Trussardi, and Versace.

Where are you going to find these suits? If you want to pay under $20, you will need to start hunting at all the thrift/second hand stores. Yes, you will indeed find them there, but you need to search. If you donÂ’t mind paying a little more, try going directly to eBay.

If you opt to hunt for your suit, here are a few simply tips for thrift stores. DonÂ’t expect these wonderfully made designer suits to jump out at you. And donÂ’t expect to find a boatload of them all in one place. It is truly a matter of treasure hunting.

Thrift stores, estate sales, storage unit auctions and garage sales will be your best hunting ground. Not to discourage you, but it wonÂ’t be uncommon for you to look through 100+ suits until you might find one "good" one. The good news is that after you have a little experience under your belt, you will be able to whip through an entire rack of suits in mere minutes. You will be able to quickly tell just by the look and feel of the garment, which ones are quality. Take your list of "designers" with you and become familiar with the brands you want.

Hint: You will probably need to have a circuit of approximately 10-12 second hard stores that you frequent, hoping to hit the mother load. If youÂ’re intrigued in the quest, shop a minimum of once a week at each locale! Your efforts will eventually pay off. If this is more work that you care to spend on finding a suit, try eBay.

Enjoy your new dashing designer suit!

Snowmobile Lighting

Author : Lance Winslow
With the high cost of fuel riding a snowmobile idea costs lots of money. For those who live in the sticks, we know that sometimes it is about the only way to get around during the tough winters up in high country. Unfortunately high fuel prices and lack of supply is taking its toll on a back countryman’s budget indeed. We must conserve fuel and one way to do this is to use more efficient lighting bypassing the electrical system.Fuel prices have seen sharp increases in the last few years in our nation. The bumps on the trails we use can power up the headlights using electromagnetic induction technology to charge a capacitor instead of the headlights working off a battery. Currently there are some nifty micro-flashlights being used which you can buy which use a similar technique and are available thanks to the Everlite Flashlight technology research lab. These smaller flashlights work by shaking them for about thirty seconds and shine for about 6 minutes and they shine quite bright since they use a very bright LED light. Here is a link to this home use flashlight:http://www.modernoutpost.com/gear/details/ee_shakelight.htmlHere is a quick movie you can watch online to see how this technology works.http://www.modernoutpost.com/gear/movies/ee_forever.MPGI propose we use the engine rumble to light the dashboard lights, taillight and headlights. Generally you have to wait twenty seconds for the engine’s oil pressure to come up anyway. This does not mean that the headlights would not be hooked up to a battery, only that you would not be asking for any juice, thus the alternator does not have as much drag on the engine and saves fuel consumption. Once the engine comes up to oil pressure the snowmobile can then drive and each bump along the way keeps the lights running. If they get too dim from too smooth of a road, yah, we wish, then the system would revert back to the battery. Perhaps this is a good way to save fuel on your snowmobile? Think on this."Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/
Category : Disease & Illness

The Impact of Premature Ejaculation on Men and Their Partners

Author : Valerian D.
Premature ejaculation is defined as persistent or recurrent ejaculation with minimal sexual stimulation before, upon, or shortly after penetration, or before the person wishes. Premature ejaculation can be a lifelong condition experienced from the beginning of sexual activity or can develop after years of satisfactory sexual activity.It is a frequent and distinct medical condition that can severely impact quality of life, affecting the physical and emotional well-being of patients and their partners. But most men are reluctant to talk about it with their partners or physicians.More common than erectile dysfunction, this condition can affect men at any point in their lives, and one in four men experience poor control over ejaculation on a frequent basis. According to published research, 20%â€"30% of men worldwide are commonly affected by premature ejaculation (PE), yet this medical condition remains a taboo subject in virtually every culture.Why is premature ejaculation so stigmatized considering it is a well-known condition? Further research reported at the AUA suggests that one of the reasons might be the broad impact that premature ejaculation has on many aspects of a man’s life, leaving him with feelings of embarrassment and inadequacy.The impact premature ejaculation can have on men and their partners can be devastating for a relationship. It causes distress and embarrassment to one or both partners, potentially affecting sexual relationships and overall well-being. Analysis shows that men with poor control over ejaculation tend to be less satisfied with sexual intercourse and their sexual relationship, and may suffer more difficulties with sexual anxiety and arousal compared to non-sufferers. Many studies also found that men with PE and their partners reported higher ratings for interpersonal difficulty, lack of control over ejaculation and dissatisfaction with sexual intercourse.Valerian D is a freelance writer specialized in health issues affecting men like premature ejaculation
Category : Aviation

Lunar Mining Colony and Robotic Equipment Cleaning Needs

Author : Lance Winslow
In the future, near future within a decade or two, mankind will begin to mine the moon and in doing so he will have to deal with that local environment and its unusual requirements. Requirements, which are much different than those here on Earth; one big problem will be the moon dust which will get on the robotic mining equipment and cause problems with potential eventualities such as motors over heating due to the moon dust getting into the cooling vents and moon dust corroding parts of the equipment.Specific considerations must be taken to prevent this. Here on Earth when cleaning heavy equipment it is very important to keep radiators cleaned otherwise the engines over heat and can cause unnecessary wear and even complete failure costing upwards of $35,000 in repairs. If we look at the current state of the art automated unmanned equipment in the truck sector for instance we see components we can use to help make robotic mining equipment cleaning machines for the moon. Here is a system by Belanger called the "V-Max" which could work.http://www.belangerinc.com/products/vmax.htmhttp://www.belangerinc.com/markets/truckbus.htmNow then of course we will need to use different high-tech materials to keep it light-weight, as the cost to send a steel structure to the Moon is too costly as is. But believe it or not my thoughts most recently have actually been to use this particular design for Lunar Colony mining equipment cleaning, due to the issues with Moon Dust. Although in my estimation the system would have to work on high-pressure gas and ionic charge to break the dust away from clinging to the side and then blow it away. We cannot use water, because it is a precious commodity on the Moon. Think on this in 2006.Lance Winslow
Category : Reference-and-Education:Future-Concepts